1.3
4Reviews
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TH

Thomas Harris

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Thomas Harris is a licensed insurance adjuster in Florida.

Florida
1.3 Rating
4 Reviews

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About Thomas Harris

Thomas Harris is a licensed insurance adjuster (License #on file) handling property insurance claims in Florida. Adjusters with this license evaluate property damage, prepare estimates, and process claims for policyholders in Florida.

As an insurance adjuster in Florida, Thomas handles homeowners insurance claims related to hurricanes, tropical storms, and water damage. Common claim types include roof damage, water damage, fire loss, wind and hail damage, theft, and liability claims.

You can read reviews and ratings for Thomas Harris on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.

View all Florida insurance adjusters • Insurance claim guides

Reviews for Thomas Harris

4 reviews from homeowners and contractors

1.3
A
Anonymous•Homeowner
1.0
Historical Review
water Claim

Our experience with Thomas was very poor. A pipe burst in our kitchen ceiling and caused extensive damage. Thomas took over two weeks to come out, and when he did, his estimate didn't include replacing any of the water-logged cabinets or drywall properly. He kept referring to maintenance issues as if to deny parts of our claim. We fought it, and after involving an attorney, the insurance revised the estimate. But the stress and delays Thomas caused were awful.

A
Anonymous•Public Adjuster
1.0
Historical Review
fire Claim

I was the public adjuster on a fire claim where Thomas was the carrier's adjuster. It was exhausting. He was combative in every conversation and refused to acknowledge smoke damage in areas clearly affected by the fire. He also tried to depreciate items far beyond reasonable amounts, which felt like bad faith. We had to file a complaint with the insurance regulator. I've seldom seen an adjuster make a process so hard for a family trying to recover from a fire.

A
Anonymous•Contractor
2.0
Historical Review
wind Claim

As a contractor, I worked alongside Thomas Harris on a roof claim from hurricane damage. Communication was challenging at first – he was skeptical of the full scope of work. Eventually, he did approve the main roof replacement but argued on extras like gutters. The job got funded in the end, but it took persistence. The experience was so-so from my point of view.

A
Anonymous•Homeowner
1.0
Historical Review
water Claim

Thomas Harris was the insurance adjuster for our rainwater intrusion claim, and it was a disaster. He missed a lot of the water damage inside our walls and offered a token amount that didn't cover the repairs. We kept trying to explain the mold issue, but it felt like he didn't care. We ended up paying mostly out of pocket. Extremely disappointing service.

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Frequently Asked Questions

Who is Thomas Harris?

Thomas Harris is a licensed insurance adjuster in Florida. You can read reviews and ratings for Thomas Harris on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.

What does Thomas Harris do as an insurance adjuster?

Thomas Harris is a licensed insurance adjuster in Florida who evaluates property damage claims for insurance companies and policyholders. This includes inspecting damaged property, reviewing documentation, preparing repair estimates, and determining coverage amounts under the insurance policy.

How do I leave a review for Thomas Harris?

To leave a review for Thomas Harris on RateMyAdjusters.com: click the "Leave a Review" button on this page, rate Thomas Harris on communication, fairness, speed, and overall experience, and submit your review. No account is required and your review will appear immediately.

What types of claims do insurance adjusters in Florida typically handle?

Insurance adjusters in Florida commonly handle property claims related to hurricanes, tropical storms, and water damage. They also process claims for roof damage, water intrusion, fire loss, theft, vandalism, and liability incidents covered under homeowners insurance policies.

How can I verify Thomas Harris's license?

You can verify Thomas Harris's insurance adjuster license through the Florida DFS website. Look up the license number shown on this profile to confirm active status, license type, and any disciplinary history.

Why should I read reviews before filing a claim?

Reading reviews helps you understand what to expect from your insurance adjuster. Past experiences from other homeowners and contractors can reveal communication styles, fairness in claim assessments, response times, and overall professionalism. This information helps you prepare for the claims process.

Who sees this page?

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Rating Summary

1.3

4 reviews

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License Information

VerifiedUpdated Dec 11, 2025
Name
Thomas Harris
State
Florida
License #
Not Available
Type
Insurance Adjuster
Status
● Unknown
Issued
Not Available
Expires
Not Available

Contact Information

Phone
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Email
Not Available

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