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Richard Garcia
Profile UnclaimedRichard Garcia is a licensed adjuster - all lines in CORPUS CHRISTI, Texas. 5.5+ years experience.
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🏆 Trust Score: 25/100
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About Richard Garcia
Richard Garcia is a licensed adjuster - all lines (License #2601139) handling property insurance claims in CORPUS CHRISTI, Texas. With approximately 5.5 years of experience in the insurance industry, Richard evaluates property damage, prepares estimates, and processes claims for policyholders.
As an insurance adjuster in Texas, Richard handles homeowners insurance claims related to hailstorms, tornadoes, and wind damage. Common claim types include roof damage, water damage, fire loss, wind and hail damage, theft, and liability claims.
Based on licensing data and Texas claim patterns, Richard is estimated to handle approximately 123–205 claims per year, or about 10–17 files per month.
You can read reviews and ratings for Richard Garcia on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.
Adjuster Intelligence Profile
Career Stage: Established
Proven track record With 5.5 years in the industry, this adjuster has developed expertise in handling Texas property claims.
Estimated Claims Handled: 123–205 per year
Based on Texas claim volumes and license type, Richard is estimated to process approximately 10–17 claim files per month. This workload estimate reflects typical industry patterns for adjuster - all liness in this market.
Typical Claim Types in Texas
Adjusters in Texas commonly handle claims related to hailstorms, tornadoes, and wind damage. The distribution above reflects typical claim patterns in this market.
Catastrophe Exposure Score: 63/100 (Moderate)
Periodically handles catastrophe claims Texas experiences hailstorms, tornadoes, and wind damage, which contributes to this rating.
Claim Complexity Tier: High
Handles standard claims
Estimated Policyholder Interactions: 575–1,297 per year
This includes phone calls, emails, site visits, and follow-ups with homeowners and contractors throughout the claims process. Higher interaction volumes indicate greater communication demands.
Geographic Service Range: Local
Primarily operates locally
Market Impact Score: 66/100 (Above Average)
This score reflects Richard's relative impact in the Texas insurance market based on experience, estimated volume, and state claim activity. This represents typical activity for the market.
State Risk Environment: 8.8/10 (Very High Risk)
Texas is classified as a very high risk state due to factors including storm frequency, litigation rates, claim complexity, and regulatory environment. Adjusters in high-risk states typically handle more complex and contested claims.
Note: These estimates reflect known industry averages and market activity in your region. Actual claim volumes and experience may vary. This data is not verified by the adjuster and should be used for general informational purposes only.
Reviews for Richard Garcia
4 reviews from homeowners and contractors
When hail damaged our siding and windows, Richard's estimate barely covered minor fixes. He acknowledged the dents in our siding but insisted they were only cosmetic. We pushed back with a contractor's report, and after weeks of delay, he increased the payment slightly – still not enough for full repairs. We did get something, but nowhere near what it cost us to restore our home. It felt like he was minimizing the claim from the start.
I worked with Richard on a homeowner's wind damage claim, and it was one of the most frustrating experiences in my career as a public adjuster. He severely under-scoped the damage from a tornado, omitting damages that were clearly caused by the storm. It was a constant fight to get basic items included. He also took an adversarial tone in discussions, making the process harder than it needed to be. This adjuster's approach ultimately delayed the homeowner's recovery significantly.
As a contractor, I dealt with Richard Garcia for a client's hail damage roof. He did approve the roof replacement eventually, but only after we proved the shingles were bruised by hail. The process was slow and required multiple reinspections. He wasn't the easiest adjuster to work with, but at least the job got partially approved in the end.
Our home suffered wind damage during a storm, and Richard Garcia was assigned as our adjuster. He severely undervalued the damage and tried to cover only a few shingles when the whole roof was compromised. We felt mistreated and had to file a complaint to get attention. This was a thoroughly negative experience.
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Write a ReviewFrequently Asked Questions
Who is Richard Garcia?
Richard Garcia is a licensed adjuster - all lines in Texas. You can read reviews and ratings for Richard Garcia on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.
What does Richard Garcia do as an insurance adjuster?
Richard Garcia is a licensed adjuster - all lines in Texas who evaluates property damage claims for insurance companies and policyholders. This includes inspecting damaged property, reviewing documentation, preparing repair estimates, and determining coverage amounts under the insurance policy.
How do I leave a review for Richard Garcia?
To leave a review for Richard Garcia on RateMyAdjusters.com: click the "Leave a Review" button on this page, rate Richard Garcia on communication, fairness, speed, and overall experience, and submit your review. No account is required and your review will appear immediately.
What types of claims do insurance adjusters in Texas typically handle?
Insurance adjusters in Texas commonly handle property claims related to hailstorms, tornadoes, and wind damage. They also process claims for roof damage, water intrusion, fire loss, theft, vandalism, and liability incidents covered under homeowners insurance policies.
How can I verify Richard Garcia's license?
You can verify Richard Garcia's insurance adjuster license through the Texas DOI website. Look up the license number shown on this profile to confirm active status, license type, and any disciplinary history.
Why should I read reviews before filing a claim?
Reading reviews helps you understand what to expect from your insurance adjuster. Past experiences from other homeowners and contractors can reveal communication styles, fairness in claim assessments, response times, and overall professionalism. This information helps you prepare for the claims process.
Who sees this page?
Homeowners, contractors, and sometimes IA firms or carrier teams. This page may appear in Google searches or internal lookups. Anyone researching a claim or an adjuster can view this profile.
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You can independently verify Richard Garcia's insurance adjuster license through official state records.
Verify at Texas DOIQuick Stats
- Experience
- 5.6/10 (Experienced)
- Est. Claims/Year
- 123–205
- Career Stage
- Established
- Storm Exposure
- 63/100
- Complexity
- High
- Service Range
- Local
- State Risk
- Very High Risk
License Information
- Name
- Richard Garcia
- State
- Texas
- City
- CORPUS CHRISTI
- License #
- 2601139
- Type
- Adjuster - All Lines
- Status
- ● Active
- Issued
- Nov 20, 2020
- Expires
- Jan 31, 2026
Contact Information
- Phone
- Not Available
- Not Available
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Disclaimer: RateMyAdjusters LLC provides information for general educational purposes only. Profile data, metrics, reviews, and estimates may be incomplete, outdated, or inaccurate and are not independently verified. Estimated claims volumes and experience metrics are derived from public licensing data and industry benchmarks, not actual performance records. We do not guarantee the accuracy of any content on this site. Nothing here constitutes legal, financial, or professional advice.