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James Jr

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James Jr is a licensed adjuster - all lines in MERRITT ISLAND, Florida. 21.8+ years experience.

MERRITT ISLAND, Florida
Trust Score: 25/100(Incomplete)
Not Rated
0 Reviews
Veteran
Active License

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🏆 Trust Score: 25/100

Incomplete

What's included:

License found in public records+25
Profile claimed+15
Bio added+10
Headshot uploaded+10
Certifications verified+8
Experience listed+5
Contact info added+5
Responded to reviews+2

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About James Jr

James Jr is a licensed adjuster - all lines (License #1288828) handling property insurance claims in MERRITT ISLAND, Florida. With approximately 21.8 years of experience in the insurance industry, James evaluates property damage, prepares estimates, and processes claims for policyholders.

As an insurance adjuster in Florida, James handles homeowners insurance claims related to hurricanes, tropical storms, and water damage. Common claim types include roof damage, water damage, fire loss, wind and hail damage, theft, and liability claims.

Based on licensing data and Florida claim patterns, James is estimated to handle approximately 132220 claims per year, or about 1118 files per month.

You can read reviews and ratings for James Jr on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.

View all Florida insurance adjusters Insurance claim guides

Adjuster Intelligence Profile

Medium Confidence (63%)
6.4
/ 10
Experienced
Experience Index
132220
claims/year
Estimated Volume
68
/ 100
High
Storm Exposure
71
/ 100
High Impact
Market Impact

Career Stage: Veteran

Decades of expertise With 21.8 years in the industry, this adjuster has developed expertise in handling Florida property claims.

Estimated Claims Handled: 132220 per year

Based on Florida claim volumes and license type, James is estimated to process approximately 1118 claim files per month. This workload estimate reflects typical industry patterns for adjuster - all liness in this market.

Typical Claim Types in Florida

Wind: 42%Water: 32%Liability: 8%Other: 7%Fire: 4%Theft: 4%

Adjusters in Florida commonly handle claims related to hurricanes, tropical storms, and water damage. The distribution above reflects typical claim patterns in this market.

Catastrophe Exposure Score: 68/100 (High)

Frequently handles storm-related claims Florida experiences hurricanes, tropical storms, and water damage, which contributes to this rating.

Claim Complexity Tier: Very High

Handles standard claims

Estimated Policyholder Interactions: 6171,392 per year

This includes phone calls, emails, site visits, and follow-ups with homeowners and contractors throughout the claims process. Higher interaction volumes indicate greater communication demands.

Geographic Service Range: Local

Primarily operates locally

Market Impact Score: 71/100 (High Impact)

This score reflects James's relative impact in the Florida insurance market based on experience, estimated volume, and state claim activity. This is a high-activity adjuster in a busy market.

State Risk Environment: 10/10 (Very High Risk)

Florida is classified as a very high risk state due to factors including storm frequency, litigation rates, claim complexity, and regulatory environment. Adjusters in high-risk states typically handle more complex and contested claims.

Note: These estimates reflect known industry averages and market activity in your region. Actual claim volumes and experience may vary. This data is not verified by the adjuster and should be used for general informational purposes only.

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Frequently Asked Questions

Who is James Jr?

James Jr is a licensed adjuster - all lines in Florida. You can read reviews and ratings for James Jr on RateMyAdjusters.com, the independent website where homeowners rate and review their insurance claim adjuster.

What does James Jr do as an insurance adjuster?

James Jr is a licensed adjuster - all lines in Florida who evaluates property damage claims for insurance companies and policyholders. This includes inspecting damaged property, reviewing documentation, preparing repair estimates, and determining coverage amounts under the insurance policy.

How do I leave a review for James Jr?

To leave a review for James Jr on RateMyAdjusters.com: click the "Leave a Review" button on this page, rate James Jr on communication, fairness, speed, and overall experience, and submit your review. No account is required and your review will appear immediately.

What types of claims do insurance adjusters in Florida typically handle?

Insurance adjusters in Florida commonly handle property claims related to hurricanes, tropical storms, and water damage. They also process claims for roof damage, water intrusion, fire loss, theft, vandalism, and liability incidents covered under homeowners insurance policies.

How can I verify James Jr's license?

You can verify James Jr's insurance adjuster license through the Florida DFS website. Look up the license number shown on this profile to confirm active status, license type, and any disciplinary history.

Why should I read reviews before filing a claim?

Reading reviews helps you understand what to expect from your insurance adjuster. Past experiences from other homeowners and contractors can reveal communication styles, fairness in claim assessments, response times, and overall professionalism. This information helps you prepare for the claims process.

Who sees this page?

Homeowners, contractors, and sometimes IA firms or carrier teams. This page may appear in Google searches or internal lookups. Anyone researching a claim or an adjuster can view this profile.

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Rating Summary

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Quick Stats

Experience
6.4/10 (Experienced)
Est. Claims/Year
132220
Career Stage
Veteran
Storm Exposure
68/100
Complexity
Very High
Service Range
Local
State Risk
Very High Risk

License Information

VerifiedUpdated Dec 11, 2025
Name
James Jr
State
Florida
City
MERRITT ISLAND
License #
1288828
Type
Adjuster - All Lines
Status
● Active
Issued
Aug 30, 2004
Expires
Nov 30, 2026

Contact Information

Phone
Not Available
Email
Not Available

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Disclaimer: RateMyAdjusters LLC provides information for general educational purposes only. Profile data, metrics, reviews, and estimates may be incomplete, outdated, or inaccurate and are not independently verified. Estimated claims volumes and experience metrics are derived from public licensing data and industry benchmarks, not actual performance records. We do not guarantee the accuracy of any content on this site. Nothing here constitutes legal, financial, or professional advice.

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